Finance or Lease, which is right for you? If you want to finance: We offer traditional financing from a variety of credible lenders. You can pay the purchase price, registration, taxes and fees, plus a finance charge over time. We will secure your loan at the lowest qualified interest rate, leading to low monthly payments and reduced charges. If you're considering leasing: With leasing you pay for the portion of the vehicle's value you expect to use over the period of the lease. The value of the vehicle at the end of a lease is called the "residual value" and is set when you lease the car or truck. You are not responsible for any excess depreciation or diminished value due to an accident. It's like an insurance policy. At the end of the lease you return the vehicle and lease a new one (you have the option to purchase the vehicle). It's that simple. The choice is yours! At Hersruds we offer leasing on all makes and models, domestic and import. Ready to get started? Our online credit form lets you apply for credit 24 hours a day, seven days a week. |